We're being pretty conservative with our lending as we're relatively new but here are some of the top reasons why we may not be able to offer you a card right now:
Within the last 2 years, you've either:
Missed at least a payment on another lending product
Missed a payment or more on at least 1 account on your credit report
Been on a debt management plan
Had a CCJ
If you believe that none of these applies to you, we'd recommend checking your Experian report for more information.
You can sign up to Experian here if you don't already have an account.