This article is for our credit card members
If your credit limit or APR changed after you were pre-approved, here’s why it might have happened.
Pre-approval is just the first step
Your pre-approval offer is based on the information available at the time. When you continue your application, we carry out additional verification checks, such as confirming your income or reviewing updated financial details.
What can affect your final credit limit
If the verified information (like your income) is different from what was initially assessed, your credit limit or APR may change to reflect your current situation more accurately.
We always aim to offer a credit limit that’s responsible and suited to you.