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What is a scam, and how can I protect myself?

Updated over a month ago

Staying informed is one of the most effective ways to protect yourself and others. Here’s what to look out for and how to stay safe.


Scam calls

Fraudsters often impersonate trusted organisations like:

  • Banks and credit card providers

  • HMRC

  • Broadband or utility companies

They may spoof phone numbers to make the call look legitimate or display as “No Caller ID.” Some scammers might even mention personal details (often obtained from previous data breaches) to gain your trust.

At Yonder, we will never:

  • Ask for your full 16-digit card number or any part of it

  • Ask for one-time passcodes (OTPs) over the phone

  • Pressure you to act urgently to “secure” your account

💡 If you’re ever unsure whether a call is genuinely from Yonder, hang up immediately and start a chat with us in the app


Scam emails and text messages

Phishing emails and smishing texts are common scam tactics. They often include:

  • Links to fake websites

  • Messages claiming missed parcel deliveries, urgent payments, or offers that seem too good to be true

  • Generic greetings (e.g., “Dear Sir/Madam”)

  • Spelling or grammar mistakes

  • Spoofed sender addresses

How to stay safe

  • Never click on links in suspicious messages

  • Visit the official website directly by typing the URL into your browser

  • Verify any money or gift card request from someone you know using contact details you already have

  • Always check the sender’s email address or phone number

Even if a message contains real-looking details, scammers can use data from past breaches to make their scams more convincing.


Advertisement scams

  • Never click on ads—search for the company manually in your browser

  • Look for a padlock icon (🔒) in the address bar

  • Check reviews and look up the company before entering any card details

  • Avoid saving your card details on unfamiliar websites


If you suspect a scam or something doesn’t feel right, reach out to us via the Yonder app or email [email protected].

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