This article is for our credit card members
Topping up your Yonder account does not affect your credit limit, it simply increases your available spending power without borrowing more.
For example, if your credit limit is £500 and you add a £200 top-up, your total spending power becomes £700. However, your account will still be reported to credit reference agencies as having a £500 credit limit.
If you only spend the £200 from your top-up, it means your credit limit remains unused.