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What happens if I top-up with an outstanding bill to pay?

Updated over a month ago

This article is for our credit card members

If you top-up your Yonder account while you have an outstanding balance, your payment will automatically be used to repay that balance first. Any remaining amount will then be credited to your top-up account.


Example:

  • You have an outstanding balance of £200

  • Your credit limit is £500, so your available credit is £300

  • You top-up £400

Here’s what happens:

  • £200 of your top-up is used to repay your balance

  • The remaining £200 is added to your top-up balance

You now have a fully cleared balance and £200 available in top-up, with your full £500 credit limit available again.

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