This article is for our credit card members
If you top-up your Yonder account while you have an outstanding balance, your payment will automatically be used to repay that balance first. Any remaining amount will then be credited to your top-up account.
Example:
You have an outstanding balance of £200
Your credit limit is £500, so your available credit is £300
You top-up £400
Here’s what happens:
£200 of your top-up is used to repay your balance
The remaining £200 is added to your top-up balance
You now have a fully cleared balance and £200 available in top-up, with your full £500 credit limit available again.