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You'll be unable to earn points on the following transactions:

Cash advances or cash-like transactions (including ATM withdrawals, cash-back, or money transfers);

Payments to investment or trading platforms;

Payments to government bodies or tax authorities; and

Refunds or credits applied to your account; and

Any other categories of transactions that we may decide.

- Cash advances or cash-like transactions (including ATM withdrawals, cash-back, or money transfers);
- Payments to investment or trading platforms;
- Payments to other financial institutions
- Payments to government bodies or tax authorities; and
- Refunds or credits applied to your account; and
- Any other categories of transactions that we may decide.

What type of transactions can't I earn points on?

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