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Switching from credit to a debit card or debit to credit card

Updated this week

While both cards come with the same sleek design and in-app experience, there are a few key differences to keep in mind.

Credit vs Debit - what's the difference?

Feature

Credit Card

Debit Card

Credit limit provided

Section 75 purchase protection

May help improve your credit score

Ability to top up with your own money

You can view our different membership plans here.


Can I switch from credit to debit card?

We know some members may prefer to use the debit card instead of the credit card. Right now, we don’t yet support a direct switch from a credit card to a debit-only account - but the good news is, this feature is coming very soon!


Don’t want to wait?

If you'd rather not wait, drop us a message in your app and we'll help with next steps.

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