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Switching from credit to a debit card or debit to credit card

While both cards come with the same sleek design and in-app experience, there are a few key differences to keep in mind.

Credit vs Debit - what's the difference?

Feature

Credit Card

Debit Card

Credit limit provided

✅

❌

Section 75 purchase protection

✅

❌

May help improve your credit score

✅

❌

Ability to top up with your own money

✅

✅

You can view our different membership plans here.


Can I switch from credit to debit card?

We know some members may prefer to use the debit card instead of the credit card. Right now, we don’t yet support a direct switch from a credit card to a debit-only account - but the good news is, this feature is coming very soon!


Don’t want to wait?

If you'd rather not wait, drop us a message in your app and we'll help with next steps.

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