While both cards come with the same sleek design and in-app experience, there are a few key differences to keep in mind.
Credit vs Debit - what's the difference?
Feature | Credit Card | Debit Card |
Credit limit provided | ✅ | ❌ |
Section 75 purchase protection | ✅ | ❌ |
May help improve your credit score | ✅ | ❌ |
Ability to top up with your own money | ✅ | ✅ |
You can view our different membership plans here.
Can I switch from credit to debit card?
We know some members may prefer to use the debit card instead of the credit card. Right now, we don’t yet support a direct switch from a credit card to a debit-only account - but the good news is, this feature is coming very soon!
Don’t want to wait?
If you'd rather not wait, drop us a message in your app and we'll help with next steps.