3D Secure (3DS) is a security standard designed to help reduce fraud and add an extra layer of protection to your online payments.
You might also see it referred to as:
Mastercard SecureCode
Identity Check
Verified by Visa
How It Works
3DS uses authentication, which means you verify your identity by providing secure information that only you should know—such as a one-time passcode (OTP) or app-based approval.
3DS 2.0: A Smoother Experience
The latest version, 3DS 2.0, offers a faster and more seamless experience while still keeping your payments safe. It often uses things like biometric data or app approval, so you can confirm transactions with less hassle and more confidence.