Open Banking is a practice that allows financial service providers to gain access to your banking information such as your recent transactions.

We know that credit scores can be at least 6 weeks out of date so we don't think it's fair that this should be a contributing factor of accepting you for credit.

Instead, we ask that you connect your most used bank accounts (the account that your salary is paid into and the account you spend the most on) to assess your spending and provide you with an appropriate credit limit suited to you.

We don't use your information for any other reason.