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Will a hard search be left on my credit report?

Updated over 2 months ago

There are 2 types of searches: soft search and hard search.

Eligibility check

When you first apply, we run an eligibility check to make sure Yonder is the right fit for you and vice versa.

This step leaves a soft search on your credit report.

  • It does not affect your credit score

  • It’s only visible to you, not to other lenders

Full application

If you choose to continue your application after the eligibility check, we’ll then carry out a hard search on your credit report.

A hard search:

  • Is visible to other lenders

  • May slightly impact your credit score (as with any credit application)

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