What am I covered for?
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Written by MC
Updated over a week ago

Subject to T&C’s, your travel insurance provides the following coverages:

Benefit

Benefit Limit per Cardholder per event in GBP

Excess per Cardholder per event in GBP / time

Medical and Travel Assistance Services

Emergency Medical, Evacuation and Repatriation Expenses

Up to 1,000,000

0

Infant born following pregnancy complication

Up to 1,000,000

0

Emergency dental treatment

Up to 1,000

0

Close relative to travel out if hospitalised

Up to 150 per day, maximum 10 days + economy flight

0

Extended stay of beneficiary / companion

Up to 150 per day, maximum 10 days + economy flight

0

Funeral expenses and Repatriation of Mortal Remains

Up to 4,500

0

Personal Liability

Up to 500,000

0

Baggage, Money and Travel documents

Baggage, maximum per journey

Up to 1,000

50

Baggage, maximum per person

Up to 500

50

  • Single article limit

  • Up to 250

50

Valuables limit

Up to 250

50

Money, maximum

500

0

  • Cash limit

  • Up to 100

  • 0

  • Cash limit, under 16 years old

  • Up to 50

  • 0

Travel documents

Up to 200

0

Cancellation and curtailment

Up to 7,500

50

Inconvenience benefits

Travel delay

Up to 250

4 hour waiting period

Baggage delay

Up to 250

4 hour waiting period

Missed departure

Up to 500

50

Personal Belongings Mugging

Personal Belongings Mugging (maximum per incident and per year)

Up to 1,000

0

Keys and papers

Up to 1,000

0

Handbag / Wallet

Up to 1,000

0

Content of Handbag

Up to 250

0

Portable Electronics

Up to 250

0

Winter Sports Benefits

Ski equipment (when owned)

Up to 500

0

Ski equipment (when hired)

Up to 250

0

Ski Hire

Up to 500

0

  • Ski hire, per day

  • Up to 50

  • 0

Ski Pack

Up to 500

0

  • Ski pack, per day

  • Up to 50

  • 0

Piste closure (including avalanche)

Up to 500

0

  • Piste closure (including avalanche), per day

  • Up to 50

  • 0

Rental Excess Waiver

Excess or deposit charged by rental vehicle company

Up to 3,000

0

  • Roof of the vehicle

  • Up to 600

  • 0

  • Windows, windscreen, or glass in sunroof

  • Up to 800

  • 0

  • Undercarriage

  • Up to 500

  • 0

  • Tyre replacement (per tyre)

  • Up to 100

  • 0

  • Tyre repair (per tyre)

  • Up to 50

  • 0

Administration charges

Up to 100

0

Personal possessions

Up to 300

0

  • Single article limit

  • Up to 150

  • 0

Vehicle hire key cover

Up to 300

0

Misfuelling

Up to 300

0

Roadside and Towing

Up to 300

0

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