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Does a failed autopayment affect my credit score?

Updated over a week ago

This article is for our credit card members

A failed autopayment on its own won’t impact your credit score.

However, your credit score may be affected if:

  • You don’t pay your bill by the due date

  • Your credit utilisation is above 30% of your credit limit

Keep in mind that credit scores are influenced by many factors. For a more detailed understanding, you can check guidance from credit reference agencies like Experian, Equifax and TransUnion.

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