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What are your exchange rates and am I charged for spending abroad?

Updated over a week ago

When you travel abroad with your Yonder card, you can enjoy spending and withdrawing cash without worrying about extra fees or hidden charges.

Exchange rates and fees

Yonder uses the Mastercard exchange rate for all foreign currency transactions. This means you get a fair and transparent rate with no extra fees or markups are added.

You won’t notice any hidden charges on your purchases abroad.


Spending abroad

You are not charged any foreign exchange (FX) fees when using your Yonder card overseas. This applies to all card payments, so you can shop, dine, or pay for services abroad with peace of mind.


Cash withdrawals

We don’t charge fees for withdrawing cash internationally, but there are limits to keep in mind:

  • You can withdraw up to £150 per day, spread across 3 transactions.

  • You can make up to 5 withdrawals every 7 days, with a total maximum of £600 per week.


Important note on credit reporting

Cash withdrawals are reported to credit reference agencies. Frequent or large withdrawals may impact your credit score, so please use cash withdrawals responsibly.


Where to find current exchange rates

For the latest Mastercard exchange rates that apply to your transactions, see here.

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