To activate your Yonder travel insurance, you need to pay for at least one core part of your trip with your Yonder card before your trip starts.
This means paying the full bill for:
Main transport
Accommodation
Rental car
Any required deposits for the above
Quick rule of thumb
If it’s a core booking that forms the main part of your trip (accommodation, main transport, or rental car) it will likely count
If it’s an add-on, upgrade, or local connection, it doesn’t
Remember that cancellation cover only applies to unused travel, accommodation and activities paid for with your Yonder card.
What are some examples?
Accommodation
What counts?
Any prepaid accommodation where the full booking or deposit is paid with your Yonder card, including:
Hotels
Airbnbs
Hostels
What doesn’t count?
Extras or partial fees that aren’t the accommodation itself:
Hotel taxes
Cleaning fees
Late checkout fees
Mini-bar / on-property spending
Transport
What counts?
Flights
From any airline
Note: Reward flights (flights bought using frequent flyer points/miles) where you only pay the taxes/fees with your Yonder card do not count.
Rail and coach transport
Eurostar tickets
National rail or long-distance train tickets (e.g., London → Edinburgh)
International trains (e.g., Amtrak, ICE, TGV, Shinkansen)
Long-distance coach services (e.g., FlixBus, National Express)
Ferry tickets
e.g., DFDS, Seajets
What doesn’t count?
Extras that are considered add-ons, upgrades or local travel:
Seat selection
Extra baggage
Transport to the airport (e.g. public transport or taxi/uber)
Railcards
Airport parking
Visa fees
Travel agent service fees
Rental Car
What counts?
Deposit paid for the rental car
What doesn’t count?
Extras that are considered add-ons or upgrades:
Additional driver fee
Young driver fee
Child seat extra
Additional protection insurance