You're able to claim for your spouse/legal partner or beneficiaries however, the claim must be made by You, the cardholder.
A "partner" refers to your spouse or legal partner, including couples in a common-law relationship living permanently at the same address.
When making a claim, you may be asked to provide proof of relationship such as:
Marriage or civil partnership
Proof that you live at the same address such as mortgage agreements, tenancy agreements, utility bills or other official forms of ID with addresses such as driving licenses
Evidence that you share financial responsibilities such as a joint bank account, or bills in both names